The AnnuityGeek Squad™
The AnnuityGeek Squad™
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Our "Stress Test" Services

Our Annuity Report™ is an in-depth personalized written report that is specifically designed to help investors obtain a better understanding of the annuity contracts they already own.  With our proprietary software we will provide you with a detailed analysis and understanding of the complex math that determines the success or failure of your annuity.  


This will also include our exclusive Annuity Drain Rate™ Analysis which illustrates the combined impact of both the fees you are paying and your income withdrawals to show if and when your annuity might reach a critical drain rate and/or a terminal drain rate.  Most importantly, through our proprietary software, we will provide you with a “stress test” to determine if your existing annuity contract is likely to provide you with the benefits that both you paid for and your family is counting on.  

Click Here to Get Started

Your Annuity Report™ will include an analysis of your:

Contact the AnnuityGeek Squad™ today for your personalized Annuity Report™

Contract Structure and Features

  • Ownership Structure (Owner vs Annuitant Driven)
  • Beneficiary Designation Issues
  • Spousal Benefits and Contract Continuation

Contract Benefits

  • Explanation of how your specific combination of benefits can be better used to help you achieve your stated goals
  • Living Benefit Riders
    • Guaranteed Minimum Income Benefits (GMIBs)
    • Guaranteed Minimum Withdrawal Benefits (GMWBs)
    • Guaranteed Minimum Accumulation Benefits (GMABs)
  • Death Benefits
    • Standard Death Benefits
    • Fixed Percentage Increases
    • High-Water Marks
    • Lump Sum Payouts vs Stretched Payouts
  • Earnings Enhancement Riders

Contract Withdrawals

  • Understanding your Account Value vs Benefit Base Value
  • Annuity Drain Rate™ Analysis
  • Explanation of how withdrawals and/or excess withdrawals may affect the benefits
    • Pro-rata Withdrawals vs Dollar-for-Dollar Withdrawals

Comprehensive Review of Investment Options

  • Fixed 
  • Indexed
  • Variable

Contract Fees

  • Explanation of how fees are calculated and charged against contract values 
  • Annuity Drain Rate™ Analysis
  • Explanation of how fees can potentially have a negative affect on your guaranteed benefits as contract values fluctuate over time

Current Contract Values

  • Annuity Health Check™ - Contract Value vs Income Rider Value Comparisons
  • Income Rider Value vs Guaranteed Annual Income Evaluation
  • Surrender Penalties (if applicable)

How We Can Help

Contact the AnnuityGeek Squad™ today for your personalized Annuity Report™ which includes a detailed financial analysis and information on the benefits/features of your current annuity contract.  There is a fee of $229 for the analysis of your first annuity contract.  The fee for each additional annuity contract analysis is $79. 


You can also contact us for a FREE "stress test" analysis of any annuity you are currently considering investing your money into.  


Under certain circumstances the Annuity Report™ fees for those with an existing variable annuity may be waived.  Please inquire for details. 

Learn More

Please click here to begin the process of having your annuity “stress tested” by the AnnuityGeek Squad™ using our proprietary software.  Your personalized Annuity Report™ will include our exclusive Annuity Drain Rate™ Analysis.  

Find out more

 Annuity Report™ is an advisory service offered through BFF Wealth Management, Inc. (BFFWM), a registered investment adviser.  The AnnuityGeek Squad™ and their Annuity Report™ services are offered only in those states where BFFWM is registered and/or in those states where BFFWM is exempt from registration requirements. 


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